Risks of Storm Damage & Insurance Coverage

10/26/2020 (Permalink)

Storm Damage to Nelson County Basement

A Homeowner's policy usually covers standard weather patterns. Homeowners may also choose to invest in Hurricane or Flood insurance. There are certain disasters related to severe weather.

1) Sewage backup

2) Roof damage

3) Flooding

4) Mold Growth

You will need a specific policy for flood damage because a typical insurance plan will probably not cover flooding related to storms.

High winds can lead to structural concerns such as damaged rooflines. Flooding can weaken your home's foundation in addition to mold growth due to increased moisture and humidity.

When a flood or severe weather effects your home you will need help in cleaning up the damage. SERVPRO of Bullitt & North Nelson Counties can help by putting up tarps around the property to eliminate further damage.

Certain areas are more prone to flooding requiring specific policy upgrades. Make sure you have coverage for the structure, water, wind and property loss.